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Many states require payday lenders to disclose the APR along with other terms of the credit before the borrower accepts it. Some payday lenders may require borrowers to provide a copy of the diploma or another proof of education in order to approve the loan. Borrowers that are considering a payday advance should review their budget and make certain that they could afford to repay the loan on time. Payday loans in many cases are advertised in order to get by way of a financial emergency or unexpected expense. Payday loans could be more expensive for borrowers who have a history of bounced checks or other banking problems. Borrowers who're considering a pay day loan should be mindful of the potential consequences of default, including legal action and damage to their credit score. Some payday lenders might require borrowers to supply a copy of the lease and other proof of residency so that you can approve the money.

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