We (Ynternet.org) have been working these last months (end of 2015 - 2016) to produce a short of beta implementation of the Credit Commons infrastructure. Credit commons as A money for the solidarity economy is a rising concept that involves a wide community of practitioners, experts, activists and researchers.
Credit commons, as community socio-technical project should, sometime in the near future, facilitate the following functions (at least):
A. Cross community transactions based on Stellar, with data saved on IPFS.
B. Smart contracts deployed (we are following Eris development on this)
C. Community-open API responding to accountability systems (Drupal, Cyclos...)
Today (March 2016) we are happy to share with you our pre- prototype for cross community transactions a possible, partly, implementation of the Credit Commons infrastructure (soon on creditcommons.net). using Stellar for tracking blockchain transactions, with data for the Community creation saved on IPFS. This early process is quite straight forward: once you have created a community, you should receive a mail with your Secret Key and your community URL to initiate trade between member of your communities.
We are quite aware that this only the beginning, since the most difficult parts of Credit Commons (multi-currency transactions, smart contract rules, API definition, governance modalities) are to follow. And although this took us sometime to achieve. we remain confident that with the work evolving in The Credit Commons: technical approaches, out next steps are feasible. Most of the credit for this effort goes to Joel who has been working with us, one year now, with passion and patience :-) on CoWaBoo. CoWaBoo is (will be) a collection of, community curated, blockchain-ed dictionaries created as stories. This is the area where will be experimenting with smart contracts.
This effort comes with few more results:
2. A research position paper from David Fayon entitled Bank disruption: from DIMM (DIgital Maturity Model) to BIMM (Bank Internet Maturity Model)